These cards, through which payment is being made are issued by their respective banks to their unique customers.
#DISCOVER CREDIT CARD NO FOREIGN TRANSACTION FEE SOFTWARE#
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To make the relationship better PayPal will remove the option to chose so there is no 1% FTF from Mastercard and they get to make a slight profit in the conversion with fees at the same time. Sneaky but effective.Ĭopyright ©2001- Fair Isaac Corporation. When Synchrony Bank offers no FTF on the PayPal 2% Cashback they still get hit with a 1% FTF from MasterCard and have to eat it. This is because PayPal and Synchrony Bank are in cahoots. There are threads where people reported not being able to opt-out of the conversion being done by PP when the PP MasterCard is used even though the PP MasterCard has no fee (I'll try to find the links). I know American Express doesn't allow DCC anyway, but as far as I know Discover does so it's not clear (to me) how that would work if the billing was long as your payment is one-time you should be fine in any case.Įdited to add: Beware of using the PP MasterCard for overseas Paypal transactions.
The only cards I have with a link to this screen are MC and Visa it's missing for Discover and Amex. Last payment I made via Paypal for an international purchase IIRC during checkout I had the option to select where the converstion took place, but there's a separate setting ( really hard to find) if your payment will be recurring (note the 'classic' interface):
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